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Autumn Budget 2025: gifting cap and wealth taxes could shake mortgage market

The Chancellor’s Autumn Budget introduced a permanent 95% mortgage guarantee scheme to help first-time buyers.

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Surge in Second Charge Mortgages as Borrowers Seek Flexibility

Second charge mortgage lending has jumped 22% year-on-year, reaching £1.7bn.

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Mortgage Rates Continue to Drop as Inflation Cools

Average mortgage rates have fallen to 4.94% from 5.02% last month, with lenders cutting costs across purchase and remortgage deals.

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UK Income Protection Demand Soars Amid Economic Uncertainty

Sales of income protection policies rose 18% in 2024, outpacing other protection products.

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